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I didn’t get a rental unit that I wanted. How do I know if the landlord turned me down because of my credit rating?

By law, if anyone uses your credit history against you — to deny you an apartment, insurance, or anything else — they have to tell you that. Legally, under the provisions of the Fair Credit Reporting Act, they also have to tell you the agency that reported the poor credit, as well as its address and phone number so that you can contact it.

To get more information on your consumer rights under the FCRA — or even to read the Act itself — hit the Federal Trade Commission consumer website.

Posted in For renters 13 years, 4 months ago at 1:19 pm.

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