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We work two jobs, one freelance, and expect to make $240K next year. Is that enough to support a $550K mortgage?

It should be. My rule of thumb is that you can borrow 2 to 3 times your income as your loan amount, so you should be able to handle from $480K to $720K.

Be aware, however, that not everyone likes borrowing up to their full capacity. If you have kids and/or student loans, you’ll feel more comfortable in the $480K to $600K range.

Posted in For Buyers 5 years ago at 10:45 am.

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